Terms
of
Use
Last update - 2026
These Terms of Use (Terms) govern your access to and use of the Cruz Payouts website (Website).
The Website is operated by Cruz Group Holdings Pty Ltd (ABN 89 627 532 718) and its related bodies corporate (Cruz, we, us, our).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
These Terms apply to Website use only. The provision of any products or services by Cruz is governed by separate written agreements, including any Master Services Agreement, Order Form or related contractual documentation.
This Website provides general information about Cruz Payouts and related services, including features that may be subject to contractual terms, regulatory requirements, and future development.
The information on this Website is provided for general informational purposes only and does not constitute legal, regulatory, financial or compliance advice. You should obtain independent professional advice before making business or compliance decisions.
Nothing on this Website constitutes a binding offer to provide services.
While we aim to ensure information on this Website is accurate and up to date, we make no representation or warranty (express or implied) regarding the accuracy, completeness or reliability of the content.
You acknowledge that the Website provides high-level information only and should not be relied upon as a substitute for professional advice or formal contractual documentation.
Cruz does not warrant that the Website will be uninterrupted, secure or free from errors or viruses.
All intellectual property rights in the Website, including text, graphics, logos, designs, software, layout and content, are owned by or licensed to Cruz unless otherwise indicated.
You may access and view the Website for legitimate business purposes only. You must not:
• reproduce, modify, distribute or republish any content
• use our branding, logos or materials without written consent
• reverse engineer or attempt to extract source code from any Website component
Cruz Payouts provides technology solutions designed to support regulated businesses in strengthening operational controls and implementing structured AML/CTF processes at the point of payout.
While Cruz supports venues in managing and evidencing their compliance frameworks, regulated entities remain responsible for their own compliance with applicable laws, including AML/CTF obligations.
Any regulatory registrations, licences or certifications referenced on this Website are subject to applicable legal frameworks and may change from time to time.
The Website may contain links to third-party websites or resources.
Cruz is not responsible for the content, availability or accuracy of third-party materials and does not endorse any third-party services.
To the maximum extent permitted by law:
• Cruz excludes all liability arising from your use of the Website.
• Cruz is not liable for any direct, indirect, incidental or consequential loss arising from your use of, or inability to use, the Website.
Nothing in these Terms excludes liability that cannot be excluded under Australian law.
Your use of this Website is also governed by our Privacy Policy, available on this Website.
We may update these Terms from time to time. Updated Terms will be published on this Website and take effect from the date of publication.
These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales.
If you have any questions regarding these Terms, please contact:
Cruz Group
privacy@cruz.tech
Built by Cruz Group — powering innovation across finance, technology, and everyday life.
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Cruz Group is the brand used by Cruz Group Holdings, ABN 89 627 532 718